My wife and i have been married for 8 years and we’ve been thinking of having children. We’re now approaching our mid 30′s so time is not on our side to wait. We live in California so it’s a struggle to survive even with a dual income. In fact we would not be able to afford our house, food, and other bills if my wife wasn’t working. If we have kids I don’t think it’s such a good idea to send them off to day care so my wife can work to pay for the day care and the remainder of our bills. We are not in debt, we don’t have cable or cell phone bills (etc) and my wife just finished with her Master’s degree so we stand to make quite a bit more money in the near future… if she plans to continue working.
How do people do it? Our house is small, our cars are old and I don’t want to work two jobs and not be able to spend time with my child. Do people take out loans to offset the mother’s lack of income? Should I sell my house and move out of state? HELP!